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Terms and Conditions

We reserve the right to modify, change, suspend or remove without notice any information or service on the Quiddi Ltd / Payday31.com website.

We assume no responsibility for the content or services of any websites to or from which the Website has links or services linked to. We grant authority for you to use the forms on our server to recieve information and services from the websites of third party loan providers. The information you share with us and third party suppliers grant us and them a world-wide, royalty-free, non-terminable licence to use, keep, save, share, copy, collect, distribute and transmit such data in any manner.

Nothing within the Website is deemed to constitute any financial advice or a recommendation to purchase any product or service. All information provided within the Quiddi Ltd / Payday31 website is for general information purposes only. We recommend that professional independent advice is sought before you purchase any agreement or services or products via the Website. We do not give any warranty that the Quiddi Ltd / Payday31 site or services and respective providers is free from anything which may have a harmful effect on any technology. Any liability due to electronic data transmission that we may have for any losses or claims from any use of the Website or services and respective providers for reliance on the data transmitted using the Website, is excluded to the maximum extent permissible by law.

You can apply for loan services via the Website. Be aware that services that appear on the Website are not provided by us and are provided by third parties whom we do not have control over the services they offer. You need to satisfy yourself that you wish to purchase those services before contracting with the third parties. We accept no liability for any services or information provided by third party providers. The third party providers will be have their own standard terms and conditions and you should check that you agree to those terms and conditions before making an application for financial services.

You warrant that any data you submit to the Website is true and accurate.

Using our service allows you to access software on our server which you are licensed to use (as set out in clause 3) to obtain information held on our website or from the websites of third party providers. When you use the service, you may cause our software to send a request to the third party providers for information regarding products and/or services. You acknowledge and agree that when you access and collect information from the third party sites using our software, you do so on your own behalf and that you have not appointed us to act as your agent. We simply make our service and software available to you by which you may access such third party services.

 

Privacy Policy

Payday31 is owned by Quiddi Limited (company number 06731328)

We collect personal information about you which you give to us when you use our Services. The provision of the Services to you may also require us to store your details together with details of your financial information. We review your personal information to ensure that we do not keep it for longer than is necessary.

We may use your personal information for the following purposes:
to process a service or transaction or communication between you and a third party.
to enable you to access and use the Services of Quiddi Ltd and associated websites
to communicate with you
to pass on information about you to selected service / product providers at our descretion.

Please note that once you use our Services, you are giving your consent to us disclosing your personal information to third party suppliers who can deliver loan services and communication with you.

Additionally Quiddi Ltd / Payday31 and other carefully selected third parties may use your information to keep you informed by telephone, post, SMS or email about current and new products and services which may be of interest to you.

Third party providers data privacy

If you enter a contract with a third party provider through the Payday31 website service, the information you provide to us will be held by the third party loan provider for the purposes set out in their own privacy policy. You are advised to read your chosen provider's privacy policy and satisfy yourself as to the purposes that the provider will use your personal information before entering into the contract. We have no responsibility for the uses of personal information once you have contracted with the third party provider.

Your Rights

You have certain rights under the Data Protection Act 1998. For example, we will always let you have a copy of all personal information we have about you should you request it. We may charge you a fee for a copy of such information. We are entitled to charge you a fee under the Data Protection Act 1998 to cover our administrative costs.

 

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Data Protection Reg: Z1548035 | Consumer Credit License: 623731

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